Alabama Flood Damage
The most constant and familiar natural disaster in Alabama is flooding. Heavy rains occur regularly across the state, and the low lying elevation of mush of the state makes it a prime target for hurricanes and tropical storms blowing in from the Gulf of Mexico. Hurricane Katrina did over $285 million in damage to the state’s coastal communities in 2005, and the year before, Hurricane Ivan did $355 million in damages.
The problem is that with more the 1.7 million households in Alabama, fewer than 60,000 have any sort of flood insurance. Of course there are higher risk areas to live in when it comes to the likelihood of flooding, but the fact is that floods can occur anywhere, and at any time, and for a variety of reasons.
I would highly encourage any homeowner to invest in some measure of flood insurance. The cost of cleanup after such an event is considerable, and your life will be much easier if you make adequate preparation now. The federal government has made insurance coverage available through the formation of the Nation Flood Insurance Program (NFIP), which partners with communities in flood prone areas to provide adequate coverage options for property owners to take advantage of.
Should the unthinkable become reality, act fast….you may only have a matter of minutes. If possible, move important items, particularly papers and documents, to a safe place. But most importantly, move yourself and your family to higher ground. Don’t try to ride it out. Six inches of flowing water can knock a grown man off his feet, and two feet of water can move a car. Never underestimate the power.
When the waters have receded, you’ll want to contact your local water restoration company. These professional outfits are certified through the Clean Trust, and fully staffed with technicians trained on the latest equipment and water restoration techniques. They can take proper care of your home and property during the restoration and repair process, as well as working alongside your insurance company for a smooth and efficient process.