In most situations, this depends largely on the extent of the damage and your comfort level. Be aware that there may be strong odors, loud noises from equipment or construction, or disruptions to utility services. For more severe types of damage and in most biohazard situation, we do recommend that you vacate the property for your own safety. Your restoration contractor will let you know if you cannot stay during cleanup. If you need to vacate, temporary housing is usually covered by insurance. Review your policy or contact your agent or adjuster for complete details.